Compared ZIP · Mi Wuk Village, Tuolumne County · California ZIP 95346
In Mi Wuk Village ZIP 95346, Tesla Insurance ranks highest and Progressive ranks lowest.
Tesla Insurance ranks highest (61.6); Progressive ranks lowest (32.9). The middle bodily-injury percentile is 36.4. Reviewed plans are 28.7 points apart. Collision splits more (57.5 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
36.4
Middle percentile across available plans.
BI plan spread
28.7
Tesla Insurance to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
61.6
Within-plan percentile
Farmers
Farmers Auto
44.4
Within-plan percentile
State Farm
Private Passenger Auto
36.4
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
Progressive
CA Select PPA
32.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
State Farm ranks highest (61.8); Tesla Insurance ranks lowest (4.3). Collision spread is 57.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 36.4 | 28.7 pts | 61.6 | — | 33.3 | 44.4 | 32.9 | 36.4 |
| Property damage | 26.0 | 21.1 pts | 26.0 | — | 21.4 | 20.4 | 41.4 | 36.4 |
| Medical payments | 45.4 | 61.1 pts | 57.5 | — | 21.9 | 45.4 | 83.0 | 44.1 |
| Uninsured motorist BI | 46.5 | 35.4 pts | 49.8 | — | — | 67.9 | 32.5 | 43.2 |
| Uninsured motorist PD | 31.5 | 43.6 pts | 24.3 | — | — | 67.9 | 31.5 | — |
| Comprehensive | 65.5 | 39.7 pts | 48.1 | — | 77.1 | 41.1 | 65.5 | 80.8 |
| Collision | 27.4 | 57.5 pts | 4.3 | — | 17.0 | 27.4 | 31.5 | 61.8 |
Widest coverage spread
Medical payments
Progressive and Travelers are 61.1 percentile points apart.
Closest agreement
Property damage
Available plans are 21.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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