Compared ZIP · Sonora, Tuolumne County · California ZIP 95370
In Sonora ZIP 95370, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (40.0); Progressive ranks lowest (8.2). The middle bodily-injury percentile is 22.2. Reviewed plans are 31.9 points apart. Collision splits more (81.0 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
22.2
Middle percentile across available plans.
BI plan spread
31.9
Farmers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
40.0
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
State Farm
Private Passenger Auto
9.0
Within-plan percentile
Progressive
CA Select PPA
8.2
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (84.6); State Farm ranks lowest (3.6). Collision spread is 81.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 22.2 | 31.9 pts | 22.2 | — | 33.3 | 40.0 | 8.2 | 9.0 |
| Property damage | 15.4 | 18.2 pts | 8.3 | — | 26.5 | 18.6 | 15.4 | 9.0 |
| Medical payments | 6.9 | 22.8 pts | 26.3 | — | 21.9 | 6.9 | 3.5 | 3.9 |
| Uninsured motorist BI | 12.2 | 15.1 pts | 16.3 | — | — | 1.3 | 8.2 | 16.4 |
| Uninsured motorist PD | 6.2 | 8.6 pts | 6.2 | — | — | 1.3 | 9.9 | — |
| Comprehensive | 61.5 | 27.1 pts | 42.9 | — | 70.0 | 50.5 | 64.1 | 61.5 |
| Collision | 18.1 | 81.0 pts | 84.6 | — | 22.0 | 18.1 | 9.9 | 3.6 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 81.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 8.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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