Compared ZIP · Atwater, Merced County · California ZIP 95373
In Atwater ZIP 95373, Travelers ranks highest and State Farm ranks lowest.
Travelers ranks highest (41.5); State Farm ranks lowest (9.0). The middle bodily-injury percentile is 37.8. Reviewed plans are 32.5 points apart. Collision splits more (81.4 points), with Progressive highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
37.8
Middle percentile across available plans.
BI plan spread
32.5
Travelers to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Tesla Insurance
Tesla PPA
40.7
Within-plan percentile
Progressive
CA Select PPA
37.8
Within-plan percentile
Farmers
Farmers Auto
37.7
Within-plan percentile
State Farm
Private Passenger Auto
9.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (85.0); State Farm ranks lowest (3.6). Collision spread is 81.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 37.8 | 32.5 pts | 40.7 | — | 41.5 | 37.7 | 37.8 | 9.0 |
| Property damage | 47.4 | 54.5 pts | 47.4 | — | 30.8 | 63.5 | 52.1 | 9.0 |
| Medical payments | 64.0 | 74.7 pts | 78.6 | — | 21.9 | 64.0 | 70.8 | 3.9 |
| Uninsured motorist BI | 29.3 | 54.1 pts | 20.8 | — | — | 70.6 | 37.8 | 16.4 |
| Uninsured motorist PD | 70.6 | 67.1 pts | 17.9 | — | — | 70.6 | 85.0 | — |
| Comprehensive | 61.5 | 23.8 pts | 64.8 | — | 66.0 | 42.2 | 50.1 | 61.5 |
| Collision | 26.6 | 81.4 pts | 10.9 | — | 26.6 | 31.0 | 85.0 | 3.6 |
Widest coverage spread
Collision
Progressive and State Farm are 81.4 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Atwater, Merced County
95301
Progressive ranks highest (86.6); Travelers ranks lowest (30.0).
Read breakdownBallico, Merced County
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Tesla Insurance ranks highest (86.4); State Farm ranks lowest (45.5).
Read breakdownTracy, San Joaquin County
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Tesla Insurance ranks highest (79.7); State Farm ranks lowest (55.4).
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