Broadly lower position · Twain Harte, Tuolumne County · California ZIP 95383
Twain Harte ZIP 95383 ranks near the lower end across plans.
Travelers ranks highest (30.0); Farmers ranks lowest (7.4). The middle bodily-injury percentile is 15.7. Reviewed plans are 22.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.7
Middle percentile across available plans.
BI plan spread
22.6
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
State Farm
Private Passenger Auto
27.3
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Progressive
CA Select PPA
8.2
Within-plan percentile
Farmers
Farmers Auto
7.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.7 | 22.6 pts | 15.7 | — | 30.0 | 7.4 | 8.2 | 27.3 |
| Property damage | 26.0 | 27.2 pts | 26.0 | — | 21.4 | 46.8 | 19.6 | 27.3 |
| Medical payments | 21.9 | 63.9 pts | 61.0 | — | 21.9 | 5.9 | 69.8 | 7.9 |
| Uninsured motorist BI | 7.7 | 25.2 pts | 1.8 | — | — | 27.0 | 8.2 | 7.2 |
| Uninsured motorist PD | 27.0 | 32.2 pts | 42.2 | — | — | 27.0 | 9.9 | — |
| Comprehensive | 59.1 | 37.0 pts | 73.9 | — | 72.0 | 38.1 | 36.9 | 59.1 |
| Collision | 20.4 | 12.1 pts | 22.0 | — | 22.0 | 12.8 | 9.9 | 20.4 |
Widest coverage spread
Medical payments
Progressive and Farmers are 63.9 percentile points apart.
Closest agreement
Collision
Available plans are 12.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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