Broadly lower position · Talmage, Mendocino County · California ZIP 95481
Talmage ZIP 95481 ranks near the lower end across plans.
Progressive ranks highest (23.6); State Farm ranks lowest (0.8). The middle bodily-injury percentile is 14.1. Reviewed plans are 22.8 points apart. Collision splits more (83.1 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
14.1
Middle percentile across available plans.
BI plan spread
22.8
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
23.6
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Travelers
Quantum Auto 2.0
15.0
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
Safeco
Private Passenger Auto
2.7
Within-plan percentile
State Farm
Private Passenger Auto
0.8
Within-plan percentile
Progressive ranks highest (90.3); Tesla Insurance ranks lowest (7.2). Collision spread is 83.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 14.1 | 22.8 pts | 15.7 | 2.7 | 15.0 | 13.1 | 23.6 | 0.8 |
| Property damage | 33.0 | 51.4 pts | 52.2 | 33.3 | 30.8 | 32.7 | 45.9 | 0.8 |
| Medical payments | 63.4 | 68.1 pts | 78.9 | 82.0 | 30.2 | 67.7 | 59.1 | 14.0 |
| Uninsured motorist BI | 21.4 | 32.5 pts | 21.4 | 6.4 | — | 35.0 | 23.3 | 2.5 |
| Uninsured motorist PD | 31.5 | 68.7 pts | 21.6 | 27.9 | — | 35.0 | 90.3 | — |
| Comprehensive | 62.0 | 52.5 pts | 50.8 | 86.8 | 60.3 | 63.7 | 64.1 | 34.3 |
| Collision | 41.4 | 83.1 pts | 7.2 | 50.9 | 64.1 | 31.9 | 90.3 | 12.1 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 83.1 percentile points apart.
Closest agreement
Bodily injury
Available plans are 22.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95401
State Farm ranks highest (58.7); Progressive ranks lowest (4.8).
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95402
Farmers ranks highest (26.7); Tesla Insurance ranks lowest (11.2).
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95403
State Farm ranks highest (53.0); Progressive ranks lowest (17.1).
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