Compared ZIP · Santa Rosa, Sonoma County · California ZIP 95487
In Santa Rosa ZIP 95487, Progressive ranks highest and State Farm ranks lowest.
Progressive ranks highest (34.1); State Farm ranks lowest (3.9). The middle bodily-injury percentile is 26.7. Reviewed plans are 30.2 points apart. Collision splits more (59.2 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
26.7
Middle percentile across available plans.
BI plan spread
30.2
Progressive to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
34.1
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Farmers
Farmers Auto
26.7
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
State Farm
Private Passenger Auto
3.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (79.6); State Farm ranks lowest (20.4). Collision spread is 59.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 26.7 | 30.2 pts | 15.7 | — | 30.0 | 26.7 | 34.1 | 3.9 |
| Property damage | 56.2 | 60.5 pts | 34.5 | — | 56.2 | 64.4 | 62.5 | 3.9 |
| Medical payments | 59.1 | 37.6 pts | 70.2 | — | 37.7 | 75.3 | 59.1 | 53.8 |
| Uninsured motorist BI | 25.5 | 19.5 pts | 14.6 | — | — | 29.7 | 34.1 | 21.3 |
| Uninsured motorist PD | 29.7 | 26.5 pts | 27.1 | — | — | 29.7 | 53.5 | — |
| Comprehensive | 49.1 | 52.7 pts | 59.3 | — | 28.1 | 59.0 | 49.1 | 6.6 |
| Collision | 50.0 | 59.2 pts | 79.6 | — | 50.0 | 29.5 | 53.5 | 20.4 |
Widest coverage spread
Property damage
Farmers and State Farm are 60.5 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 19.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95401
State Farm ranks highest (58.7); Progressive ranks lowest (4.8).
Read breakdownSanta Rosa, Sonoma County
95402
Farmers ranks highest (26.7); Tesla Insurance ranks lowest (11.2).
Read breakdownSanta Rosa, Sonoma County
95403
State Farm ranks highest (53.0); Progressive ranks lowest (17.1).
Read breakdown