ZIP breakdowns

Plans disagree · Blocksburg, Humboldt County · California ZIP 95514

Tesla Insurance and Progressive place Blocksburg ZIP 95514 very differently.

Tesla Insurance ranks highest (69.1); Progressive ranks lowest (7.0). The middle bodily-injury percentile is 25.1. Reviewed plans are 62.1 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

25.1

Middle percentile across available plans.

BI plan spread

62.1

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

69.1

Within-plan percentile

Filed factor1.0961

Farmers

Farmers Auto

57.2

Within-plan percentile

Filed factor0.9803

Safeco

Private Passenger Auto

33.6

Within-plan percentile

Filed factor0.8281

State Farm

Private Passenger Auto

16.7

Within-plan percentile

Filed factor0.715

Travelers

Quantum Auto 2.0

11.3

Within-plan percentile

Filed factor0.593

Progressive

CA Select PPA

Lowest

7.0

Within-plan percentile

Filed factor0.5478

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95514 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury25.162.1 pts69.133.611.357.27.016.7
Property damage19.828.9 pts34.523.08.211.837.116.7
Medical payments35.236.8 pts4.941.737.740.332.621.6
Uninsured motorist BI11.147.3 pts11.111.154.37.010.2
Uninsured motorist PD31.466.8 pts8.58.054.374.8
Comprehensive72.637.0 pts68.392.266.076.889.655.2
Collision72.060.7 pts39.987.326.669.274.885.3

Widest coverage spread

Uninsured motorist PD

Progressive and Safeco are 66.8 percentile points apart.

Closest agreement

Property damage

Available plans are 28.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Blocksburg, Humboldt County ZIP 95514 Auto Insurance Factors | GoodDriver California