ZIP breakdowns

Plans disagree · Burnt Ranch, Trinity County · California ZIP 95527

Tesla Insurance and Travelers place Burnt Ranch ZIP 95527 very differently.

Tesla Insurance ranks highest (46.1); Travelers ranks lowest (2.4). The middle bodily-injury percentile is 15.3. Reviewed plans are 43.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

15.3

Middle percentile across available plans.

BI plan spread

43.7

Tesla Insurance to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Travelers lowest.

Tesla Insurance

Tesla PPA

Highest

46.1

Within-plan percentile

Filed factor1.0028

Safeco

Private Passenger Auto

30.0

Within-plan percentile

Filed factor0.8169

State Farm

Private Passenger Auto

16.7

Within-plan percentile

Filed factor0.715

Farmers

Farmers Auto

14.0

Within-plan percentile

Filed factor0.8285

Progressive

CA Select PPA

9.1

Within-plan percentile

Filed factor0.5694

Travelers

Quantum Auto 2.0

Lowest

2.4

Within-plan percentile

Filed factor0.524

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95527 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury15.343.7 pts46.130.02.414.09.116.7
Property damage12.420.9 pts26.014.26.210.55.116.7
Medical payments41.343.1 pts27.241.746.849.96.740.9
Uninsured motorist BI9.161.0 pts3.29.864.09.13.0
Uninsured motorist PD32.672.3 pts1.31.064.073.4
Comprehensive65.451.5 pts49.171.677.132.984.459.1
Collision53.241.3 pts32.164.042.052.473.454.0

Widest coverage spread

Uninsured motorist PD

Progressive and Safeco are 72.3 percentile points apart.

Closest agreement

Property damage

Available plans are 20.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Burnt Ranch, Trinity County ZIP 95527 Auto Insurance Factors | GoodDriver California