Broadly lower position · Scotia, Humboldt County · California ZIP 95565
Scotia ZIP 95565 ranks near the lower end across plans.
Progressive ranks highest (11.6); Farmers ranks lowest (1.4). The middle bodily-injury percentile is 7.8. Reviewed plans are 10.2 points apart. Collision splits more (35.2 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
7.8
Middle percentile across available plans.
BI plan spread
10.2
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
11.6
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Safeco
Private Passenger Auto
7.9
Within-plan percentile
State Farm
Private Passenger Auto
7.6
Within-plan percentile
Travelers
Quantum Auto 2.0
3.3
Within-plan percentile
Farmers
Farmers Auto
1.4
Within-plan percentile
Farmers ranks highest (61.8); Travelers ranks lowest (26.6). Collision spread is 35.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 7.8 | 10.2 pts | 9.0 | 7.9 | 3.3 | 1.4 | 11.6 | 7.6 |
| Property damage | 7.1 | 9.2 pts | 2.1 | 6.2 | 10.4 | 11.4 | 6.7 | 7.6 |
| Medical payments | 17.1 | 36.6 pts | 41.2 | 20.2 | 16.3 | 17.9 | 4.6 | 10.3 |
| Uninsured motorist BI | 2.4 | 49.0 pts | 0.6 | 2.4 | — | 49.4 | 12.2 | 0.4 |
| Uninsured motorist PD | 28.2 | 49.7 pts | 7.1 | 4.6 | — | 49.4 | 54.3 | — |
| Comprehensive | 72.3 | 79.4 pts | 89.2 | 68.2 | 60.3 | 9.8 | 76.5 | 79.9 |
| Collision | 42.0 | 35.2 pts | 46.1 | 36.5 | 26.6 | 61.8 | 54.3 | 37.9 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 79.4 percentile points apart.
Closest agreement
Property damage
Available plans are 9.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Ferndale, Humboldt County
95536
Progressive ranks highest (79.3); Farmers ranks lowest (1.4).
Read breakdownMyers Flat, Humboldt County
95554
Tesla Insurance ranks highest (76.9); Travelers ranks lowest (7.8).
Read breakdownBlocksburg, Humboldt County
95514
Tesla Insurance ranks highest (69.1); Progressive ranks lowest (7.0).
Read breakdown