ZIP breakdowns

Plans disagree · Auburn, Placer County · California ZIP 95602

Progressive and Safeco place Auburn ZIP 95602 very differently.

Progressive ranks highest (80.7); Safeco ranks lowest (21.1). The middle bodily-injury percentile is 49.8. Reviewed plans are 59.6 points apart. Collision splits more (87.1 points), with Tesla Insurance highest and Safeco lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

49.8

Middle percentile across available plans.

BI plan spread

59.6

Progressive to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Safeco lowest.

Progressive

CA Select PPA

Highest

80.7

Within-plan percentile

Filed factor1.0842

Farmers

Farmers Auto

50.9

Within-plan percentile

Filed factor0.9559

Travelers

Quantum Auto 2.0

50.4

Within-plan percentile

Filed factor0.746

Tesla Insurance

Tesla PPA

49.2

Within-plan percentile

Filed factor1.0132

State Farm

Private Passenger Auto

34.2

Within-plan percentile

Filed factor0.79

Safeco

Private Passenger Auto

Lowest

21.1

Within-plan percentile

Filed factor0.789

Tesla Insurance ranks highest (89.8); Safeco ranks lowest (2.8). Collision spread is 87.1 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95602 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury49.859.6 pts49.221.150.450.980.734.2
Property damage34.453.8 pts26.034.630.846.879.834.2
Medical payments25.553.8 pts13.948.621.967.729.118.2
Uninsured motorist BI77.728.9 pts64.151.777.780.480.7
Uninsured motorist PD32.953.7 pts24.027.977.737.8
Comprehensive57.767.3 pts73.757.477.19.816.857.9
Collision9.487.1 pts89.82.88.99.937.84.4

Widest coverage spread

Collision

Tesla Insurance and Safeco are 87.1 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 28.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Auburn, Placer County ZIP 95602 Auto Insurance Factors | GoodDriver California