Plans disagree · Granite Bay, Placer County · California ZIP 95746
Progressive and Safeco place Granite Bay ZIP 95746 very differently.
Progressive ranks highest (80.0); Safeco ranks lowest (16.5). The middle bodily-injury percentile is 57.9. Reviewed plans are 63.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.9
Middle percentile across available plans.
BI plan spread
63.5
Progressive to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Safeco lowest.
Progressive
CA Select PPA
80.0
Within-plan percentile
Farmers
Farmers Auto
67.3
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Tesla Insurance
Tesla PPA
50.1
Within-plan percentile
State Farm
Private Passenger Auto
41.8
Within-plan percentile
Safeco
Private Passenger Auto
16.5
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.9 | 63.5 pts | 50.1 | 16.5 | 65.8 | 67.3 | 80.0 | 41.8 |
| Property damage | 47.0 | 53.0 pts | 34.5 | 45.3 | 48.7 | 87.6 | 87.4 | 41.8 |
| Medical payments | 12.3 | 43.6 pts | 52.0 | 25.6 | 8.4 | 9.2 | 15.4 | 9.0 |
| Uninsured motorist BI | 73.2 | 29.6 pts | 73.2 | 50.4 | — | 70.0 | 79.9 | 76.4 |
| Uninsured motorist PD | 28.3 | 51.8 pts | 20.7 | 18.2 | — | 70.0 | 36.0 | — |
| Comprehensive | 22.4 | 96.1 pts | 98.8 | 57.4 | 31.0 | 13.7 | 2.6 | 4.3 |
| Collision | 31.1 | 64.5 pts | 75.6 | 41.6 | 11.1 | 26.1 | 36.0 | 14.6 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 96.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 29.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Gold River, Sacramento County
95670
Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
Read breakdownRancho Cordova, Sacramento County
95742
Tesla Insurance ranks highest (82.6); Farmers ranks lowest (18.4).
Read breakdownAuburn, Placer County
95602
Progressive ranks highest (80.7); Safeco ranks lowest (21.1).
Read breakdown