Compared ZIP · Loomis, Placer County · California ZIP 95650
In Loomis ZIP 95650, Farmers ranks highest and Travelers ranks lowest.
Farmers ranks highest (85.6); Travelers ranks lowest (53.4). The middle bodily-injury percentile is 73.1. Reviewed plans are 32.2 points apart. Collision splits more (46.6 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
73.1
Middle percentile across available plans.
BI plan spread
32.2
Farmers to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Travelers lowest.
Farmers
Farmers Auto
85.6
Within-plan percentile
Tesla Insurance
Tesla PPA
84.7
Within-plan percentile
Safeco
Private Passenger Auto
75.9
Within-plan percentile
Progressive
CA Select PPA
70.4
Within-plan percentile
State Farm
Private Passenger Auto
68.3
Within-plan percentile
Travelers
Quantum Auto 2.0
53.4
Within-plan percentile
Farmers ranks highest (52.4); Tesla Insurance ranks lowest (5.8). Collision spread is 46.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 73.1 | 32.2 pts | 84.7 | 75.9 | 53.4 | 85.6 | 70.4 | 68.3 |
| Property damage | 47.6 | 31.0 pts | 47.4 | 37.3 | 42.1 | 47.9 | 56.8 | 68.3 |
| Medical payments | 58.3 | 56.7 pts | 20.9 | 77.6 | 30.2 | 46.8 | 69.8 | 70.4 |
| Uninsured motorist BI | 63.6 | 22.6 pts | 59.3 | 48.5 | — | 66.3 | 71.1 | 63.6 |
| Uninsured motorist PD | 33.7 | 58.0 pts | 42.7 | 24.7 | — | 66.3 | 8.3 | — |
| Comprehensive | 28.4 | 62.1 pts | 64.8 | 50.8 | 35.6 | 5.9 | 2.6 | 21.3 |
| Collision | 20.2 | 46.6 pts | 5.8 | 21.3 | 19.1 | 52.4 | 8.3 | 33.9 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 62.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 22.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdown