Plans disagree · Amador City, Amador County · California ZIP 95654
Tesla Insurance and Travelers place Amador City ZIP 95654 very differently.
Tesla Insurance ranks highest (81.9); Travelers ranks lowest (30.0). The middle bodily-injury percentile is 44.7. Reviewed plans are 51.9 points apart. Collision splits more (81.6 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
44.7
Middle percentile across available plans.
BI plan spread
51.9
Tesla Insurance to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Travelers lowest.
Tesla Insurance
Tesla PPA
81.9
Within-plan percentile
Farmers
Farmers Auto
62.2
Within-plan percentile
Progressive
CA Select PPA
44.7
Within-plan percentile
State Farm
Private Passenger Auto
33.4
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (85.0); Tesla Insurance ranks lowest (3.4). Collision spread is 81.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 44.7 | 51.9 pts | 81.9 | — | 30.0 | 62.2 | 44.7 | 33.4 |
| Property damage | 33.4 | 69.2 pts | 74.4 | — | 30.8 | 7.0 | 76.2 | 33.4 |
| Medical payments | 29.7 | 56.0 pts | 71.7 | — | 21.9 | 29.7 | 77.9 | 26.7 |
| Uninsured motorist BI | 69.5 | 47.6 pts | 80.2 | — | — | 92.4 | 44.7 | 58.7 |
| Uninsured motorist PD | 85.8 | 7.4 pts | 85.8 | — | — | 92.4 | 85.0 | — |
| Comprehensive | 61.9 | 50.7 pts | 80.2 | — | 53.5 | 29.6 | 61.9 | 66.0 |
| Collision | 18.1 | 81.6 pts | 3.4 | — | 50.0 | 18.1 | 85.0 | 15.2 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 81.6 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 7.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Amador City, Amador County
95601
Progressive ranks highest (89.0); Tesla Insurance ranks lowest (1.8).
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95603
Tesla Insurance ranks highest (50.8); State Farm ranks lowest (29.0).
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