ZIP breakdowns

Plans disagree · Amador City, Amador County · California ZIP 95699

Progressive and Travelers place Amador City ZIP 95699 very differently.

Progressive ranks highest (78.4); Travelers ranks lowest (21.4). The middle bodily-injury percentile is 51.3. Reviewed plans are 57.0 points apart. Collision splits more (75.8 points), with Progressive highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

51.3

Middle percentile across available plans.

BI plan spread

57.0

Progressive to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Travelers lowest.

Progressive

CA Select PPA

Highest

78.4

Within-plan percentile

Filed factor1.0624

Farmers

Farmers Auto

64.6

Within-plan percentile

Filed factor1.0092

Tesla Insurance

Tesla PPA

53.6

Within-plan percentile

Filed factor1.0295

Safeco

Private Passenger Auto

49.0

Within-plan percentile

Filed factor0.8725

State Farm

Private Passenger Auto

22.1

Within-plan percentile

Filed factor0.734

Travelers

Quantum Auto 2.0

Lowest

21.4

Within-plan percentile

Filed factor0.659

Progressive ranks highest (76.1); Tesla Insurance ranks lowest (0.3). Collision spread is 75.8 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95699 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury51.357.0 pts53.649.021.464.678.422.1
Property damage26.425.6 pts10.721.930.832.736.322.1
Medical payments38.834.1 pts42.039.316.314.648.738.3
Uninsured motorist BI54.456.0 pts54.431.187.277.248.8
Uninsured motorist PD53.773.0 pts14.231.487.276.1
Comprehensive62.551.2 pts64.875.660.329.641.780.8
Collision63.275.8 pts0.364.071.124.976.162.3

Widest coverage spread

Collision

Progressive and Tesla Insurance are 75.8 percentile points apart.

Closest agreement

Property damage

Available plans are 25.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Amador City, Amador County ZIP 95699 Auto Insurance Factors | GoodDriver California