Plans disagree · Echo Lake, El Dorado County · California ZIP 95721
Progressive and Travelers place Echo Lake ZIP 95721 very differently.
Progressive ranks highest (78.4); Travelers ranks lowest (11.3). The middle bodily-injury percentile is 45.1. Reviewed plans are 67.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.1
Middle percentile across available plans.
BI plan spread
67.1
Progressive to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
78.4
Within-plan percentile
Farmers
Farmers Auto
59.3
Within-plan percentile
Safeco
Private Passenger Auto
47.0
Within-plan percentile
Tesla Insurance
Tesla PPA
43.2
Within-plan percentile
State Farm
Private Passenger Auto
17.7
Within-plan percentile
Travelers
Quantum Auto 2.0
11.3
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.1 | 67.1 pts | 43.2 | 47.0 | 11.3 | 59.3 | 78.4 | 17.7 |
| Property damage | 49.3 | 60.3 pts | 49.9 | 44.0 | 48.7 | 78.1 | 76.5 | 17.7 |
| Medical payments | 55.5 | 31.3 pts | 55.1 | 55.9 | 54.4 | 52.7 | 84.0 | 60.4 |
| Uninsured motorist BI | 53.2 | 39.4 pts | 53.2 | 40.2 | — | 79.6 | 77.2 | 51.2 |
| Uninsured motorist PD | 60.2 | 45.4 pts | 34.1 | 46.1 | — | 79.6 | 74.3 | — |
| Comprehensive | 62.0 | 46.6 pts | 80.2 | 84.7 | 41.9 | 38.1 | 43.7 | 83.7 |
| Collision | 73.7 | 32.5 pts | 75.6 | 43.1 | 64.1 | 73.2 | 74.3 | 75.6 |
Widest coverage spread
Bodily injury
Progressive and Travelers are 67.1 percentile points apart.
Closest agreement
Medical payments
Available plans are 31.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Glencoe, Calaveras County
95232
Progressive ranks highest (84.5); State Farm ranks lowest (3.0).
Read breakdownSouth Lake Tahoe, El Dorado County
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Tesla Insurance ranks highest (84.0); Travelers ranks lowest (7.0).
Read breakdownTwin Bridges, El Dorado County
95735
Progressive ranks highest (78.4); Travelers ranks lowest (3.6).
Read breakdown