Compared ZIP · Pacific House, El Dorado County · California ZIP 95726
In Pacific House ZIP 95726, Tesla Insurance ranks highest and Safeco ranks lowest.
Tesla Insurance ranks highest (46.1); Safeco ranks lowest (21.1). The middle bodily-injury percentile is 30.1. Reviewed plans are 25.0 points apart. Collision splits more (35.5 points), with Tesla Insurance highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
30.1
Middle percentile across available plans.
BI plan spread
25.0
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
State Farm
Private Passenger Auto
44.5
Within-plan percentile
Farmers
Farmers Auto
30.1
Within-plan percentile
Progressive
CA Select PPA
30.0
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Safeco
Private Passenger Auto
21.1
Within-plan percentile
Tesla Insurance ranks highest (67.3); Travelers ranks lowest (31.8). Collision spread is 35.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 30.1 | 25.0 pts | 46.1 | 21.1 | 26.1 | 30.1 | 30.0 | 44.5 |
| Property damage | 21.2 | 29.1 pts | 15.9 | 19.4 | 23.2 | 23.0 | 15.4 | 44.5 |
| Medical payments | 47.7 | 46.7 pts | 29.3 | 63.5 | 73.4 | 57.9 | 37.4 | 26.7 |
| Uninsured motorist BI | 60.1 | 50.5 pts | 64.1 | 46.3 | — | 60.1 | 28.5 | 79.0 |
| Uninsured motorist PD | 45.8 | 30.1 pts | 51.2 | 30.0 | — | 60.1 | 40.5 | — |
| Comprehensive | 76.8 | 68.5 pts | 93.2 | 73.8 | 81.4 | 24.7 | 64.9 | 79.9 |
| Collision | 39.4 | 35.5 pts | 67.3 | 35.5 | 31.8 | 38.3 | 40.5 | 42.5 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 68.5 percentile points apart.
Closest agreement
Bodily injury
Available plans are 25.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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