Compared ZIP · North San Juan, Nevada County · California ZIP 95960
In North San Juan ZIP 95960, Safeco ranks highest and Travelers ranks lowest.
Safeco ranks highest (59.4); Travelers ranks lowest (24.1). The middle bodily-injury percentile is 42.7. Reviewed plans are 35.3 points apart. Collision splits more (77.1 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
42.7
Middle percentile across available plans.
BI plan spread
35.3
Safeco to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Travelers lowest.
Safeco
Private Passenger Auto
59.4
Within-plan percentile
Tesla Insurance
Tesla PPA
50.8
Within-plan percentile
Progressive
CA Select PPA
49.9
Within-plan percentile
Farmers
Farmers Auto
35.5
Within-plan percentile
State Farm
Private Passenger Auto
24.9
Within-plan percentile
Travelers
Quantum Auto 2.0
24.1
Within-plan percentile
Progressive ranks highest (86.0); Travelers ranks lowest (8.9). Collision spread is 77.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 42.7 | 35.3 pts | 50.8 | 59.4 | 24.1 | 35.5 | 49.9 | 24.9 |
| Property damage | 19.6 | 18.3 pts | 26.0 | 23.0 | 15.3 | 7.6 | 16.2 | 24.9 |
| Medical payments | 36.9 | 70.8 pts | 80.1 | 55.9 | 16.3 | 17.9 | 9.4 | 71.4 |
| Uninsured motorist BI | 20.0 | 60.0 pts | 7.9 | 4.0 | — | 64.0 | 49.9 | 20.0 |
| Uninsured motorist PD | 48.0 | 55.9 pts | 32.1 | 30.0 | — | 64.0 | 86.0 | — |
| Comprehensive | 75.9 | 41.1 pts | 85.8 | 69.3 | 81.4 | 44.7 | 83.3 | 70.4 |
| Collision | 57.3 | 77.1 pts | 46.1 | 74.9 | 8.9 | 56.1 | 86.0 | 58.4 |
Widest coverage spread
Collision
Progressive and Travelers are 77.1 percentile points apart.
Closest agreement
Property damage
Available plans are 18.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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