Compared ZIP · Rackerby, Yuba County · California ZIP 95972
In Rackerby ZIP 95972, Travelers ranks highest and State Farm ranks lowest.
Travelers ranks highest (50.4); State Farm ranks lowest (19.3). The middle bodily-injury percentile is 45.2. Reviewed plans are 31.1 points apart. Collision splits more (44.9 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.2
Middle percentile across available plans.
BI plan spread
31.1
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Tesla Insurance
Tesla PPA
49.2
Within-plan percentile
Farmers
Farmers Auto
47.6
Within-plan percentile
Progressive
CA Select PPA
42.7
Within-plan percentile
Safeco
Private Passenger Auto
28.3
Within-plan percentile
State Farm
Private Passenger Auto
19.3
Within-plan percentile
Progressive ranks highest (45.6); Tesla Insurance ranks lowest (0.7). Collision spread is 44.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.2 | 31.1 pts | 49.2 | 28.3 | 50.4 | 47.6 | 42.7 | 19.3 |
| Property damage | 14.0 | 33.2 pts | 5.6 | 2.3 | 13.0 | 35.5 | 15.1 | 19.3 |
| Medical payments | 65.4 | 28.4 pts | 59.3 | 78.2 | 54.4 | 49.9 | 77.9 | 71.4 |
| Uninsured motorist BI | 5.6 | 60.3 pts | 1.8 | 3.6 | — | 62.1 | 42.7 | 5.6 |
| Uninsured motorist PD | 34.6 | 50.3 pts | 23.5 | 11.8 | — | 62.1 | 45.6 | — |
| Comprehensive | 59.1 | 57.6 pts | 80.2 | 50.8 | 60.3 | 22.7 | 65.9 | 57.9 |
| Collision | 23.1 | 44.9 pts | 0.7 | 45.0 | 11.1 | 12.3 | 45.6 | 33.9 |
Widest coverage spread
Uninsured motorist BI
Farmers and Tesla Insurance are 60.3 percentile points apart.
Closest agreement
Medical payments
Available plans are 28.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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