Plans disagree · Rough and Ready, Nevada County · California ZIP 95975
Tesla Insurance and State Farm place Rough and Ready ZIP 95975 very differently.
Tesla Insurance ranks highest (69.1); State Farm ranks lowest (11.7). The middle bodily-injury percentile is 25.9. Reviewed plans are 57.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
25.9
Middle percentile across available plans.
BI plan spread
57.4
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Safeco
Private Passenger Auto
30.0
Within-plan percentile
Farmers
Farmers Auto
21.8
Within-plan percentile
Progressive
CA Select PPA
20.7
Within-plan percentile
State Farm
Private Passenger Auto
11.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 25.9 | 57.4 pts | 69.1 | 30.0 | 41.5 | 21.8 | 20.7 | 11.7 |
| Property damage | 14.8 | 16.9 pts | 22.5 | 8.7 | 17.9 | 19.2 | 5.5 | 11.7 |
| Medical payments | 48.8 | 41.0 pts | 61.9 | 63.0 | 21.9 | 28.1 | 43.2 | 54.4 |
| Uninsured motorist BI | 37.7 | 59.8 pts | 37.7 | 24.1 | — | 80.4 | 20.5 | 39.8 |
| Uninsured motorist PD | 0.6 | 80.2 pts | 1.0 | 0.3 | — | 80.4 | 0.2 | — |
| Comprehensive | 63.0 | 60.2 pts | 64.8 | 61.3 | 81.4 | 22.7 | 82.8 | 57.9 |
| Collision | 2.5 | 7.4 pts | 4.7 | 0.2 | 7.5 | 0.1 | 0.2 | 6.6 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 80.2 percentile points apart.
Closest agreement
Collision
Available plans are 7.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Auburn, Placer County
95602
Progressive ranks highest (80.7); Safeco ranks lowest (21.1).
Read breakdownGrass Valley, Nevada County
95945
Progressive ranks highest (72.2); Farmers ranks lowest (14.0).
Read breakdownWashington, Nevada County
95986
Progressive ranks highest (78.4); Travelers ranks lowest (21.4).
Read breakdown