ZIP breakdowns

Plans disagree · Redding, Shasta County · California ZIP 96001

Progressive and State Farm place Redding ZIP 96001 very differently.

Progressive ranks highest (46.7); State Farm ranks lowest (1.4). The middle bodily-injury percentile is 20.9. Reviewed plans are 45.3 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

20.9

Middle percentile across available plans.

BI plan spread

45.3

Progressive to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, State Farm lowest.

Progressive

CA Select PPA

Highest

46.7

Within-plan percentile

Filed factor0.8798

Farmers

Farmers Auto

44.4

Within-plan percentile

Filed factor0.9373

Travelers

Quantum Auto 2.0

22.3

Within-plan percentile

Filed factor0.666

Tesla Insurance

Tesla PPA

19.5

Within-plan percentile

Filed factor0.9207

Safeco

Private Passenger Auto

12.2

Within-plan percentile

Filed factor0.7712

State Farm

Private Passenger Auto

Lowest

1.4

Within-plan percentile

Filed factor0.606

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 96001 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury20.945.3 pts19.512.222.344.446.71.4
Property damage10.322.7 pts10.721.98.29.924.11.4
Medical payments46.341.5 pts38.836.962.355.020.853.8
Uninsured motorist BI46.533.3 pts52.636.770.046.539.8
Uninsured motorist PD39.569.5 pts38.740.270.00.5
Comprehensive32.078.9 pts93.282.739.519.324.514.4
Collision1.836.7 pts2.31.215.237.30.51.1

Widest coverage spread

Comprehensive

Tesla Insurance and State Farm are 78.9 percentile points apart.

Closest agreement

Property damage

Available plans are 22.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Redding, Shasta County ZIP 96001 Auto Insurance Factors | GoodDriver California