Broadly lower position · Big Bar, Trinity County · California ZIP 96010
Big Bar ZIP 96010 ranks near the lower end across plans.
Farmers ranks highest (13.1); Travelers ranks lowest (1.2). The middle bodily-injury percentile is 7.4. Reviewed plans are 11.9 points apart. Collision splits more (42.8 points), with Safeco highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
7.4
Middle percentile across available plans.
BI plan spread
11.9
Farmers to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Travelers lowest.
Farmers
Farmers Auto
13.1
Within-plan percentile
State Farm
Private Passenger Auto
10.6
Within-plan percentile
Tesla Insurance
Tesla PPA
7.5
Within-plan percentile
Safeco
Private Passenger Auto
7.3
Within-plan percentile
Progressive
CA Select PPA
5.3
Within-plan percentile
Travelers
Quantum Auto 2.0
1.2
Within-plan percentile
Safeco ranks highest (62.2); State Farm ranks lowest (19.4). Collision spread is 42.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 7.4 | 11.9 pts | 7.5 | 7.3 | 1.2 | 13.1 | 5.3 | 10.6 |
| Property damage | 11.9 | 13.4 pts | 15.9 | 15.6 | 2.6 | 13.2 | 9.9 | 10.6 |
| Medical payments | 25.4 | 42.1 pts | 56.1 | 28.9 | 21.9 | 34.0 | 20.8 | 14.0 |
| Uninsured motorist BI | 5.9 | 32.9 pts | 5.9 | 3.2 | — | 36.1 | 5.8 | 16.4 |
| Uninsured motorist PD | 26.7 | 48.3 pts | 11.9 | 17.3 | — | 36.1 | 60.2 | — |
| Comprehensive | 70.4 | 50.6 pts | 98.1 | 54.7 | 66.0 | 47.5 | 84.4 | 74.8 |
| Collision | 29.7 | 42.8 pts | 22.0 | 62.2 | 26.6 | 32.9 | 60.2 | 19.4 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 50.6 percentile points apart.
Closest agreement
Bodily injury
Available plans are 11.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Trinity Center, Trinity County
96091
Progressive ranks highest (84.5); Travelers ranks lowest (0.2).
Read breakdownDouglas City, Trinity County
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Progressive ranks highest (85.7); Travelers ranks lowest (8.9).
Read breakdownWildwood, Shasta County
96076
Progressive ranks highest (73.5); Travelers ranks lowest (2.4).
Read breakdown