Broadly lower position · French Gulch, Shasta County · California ZIP 96033
French Gulch ZIP 96033 ranks near the lower end across plans.
Tesla Insurance ranks highest (22.2); Travelers ranks lowest (6.5). The middle bodily-injury percentile is 15.9. Reviewed plans are 15.7 points apart. Collision splits more (31.5 points), with Progressive highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.9
Middle percentile across available plans.
BI plan spread
15.7
Tesla Insurance to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Travelers lowest.
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Farmers
Farmers Auto
20.5
Within-plan percentile
Progressive
CA Select PPA
17.1
Within-plan percentile
State Farm
Private Passenger Auto
14.7
Within-plan percentile
Safeco
Private Passenger Auto
14.1
Within-plan percentile
Travelers
Quantum Auto 2.0
6.5
Within-plan percentile
Progressive ranks highest (49.6); Farmers ranks lowest (18.1). Collision spread is 31.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.9 | 15.7 pts | 22.2 | 14.1 | 6.5 | 20.5 | 17.1 | 14.7 |
| Property damage | 14.6 | 22.4 pts | 26.0 | 24.3 | 8.2 | 3.5 | 14.4 | 14.7 |
| Medical payments | 49.0 | 63.2 pts | 17.1 | 72.6 | 46.8 | 51.2 | 9.4 | 57.9 |
| Uninsured motorist BI | 26.9 | 28.2 pts | 26.9 | 11.6 | — | 31.5 | 16.5 | 39.8 |
| Uninsured motorist PD | 16.8 | 47.8 pts | 1.8 | 2.0 | — | 31.5 | 49.6 | — |
| Comprehensive | 75.7 | 38.5 pts | 99.0 | 68.2 | 63.3 | 60.5 | 85.8 | 83.3 |
| Collision | 32.2 | 31.5 pts | 47.9 | 21.3 | 26.6 | 18.1 | 49.6 | 37.9 |
Widest coverage spread
Medical payments
Safeco and Progressive are 63.2 percentile points apart.
Closest agreement
Bodily injury
Available plans are 15.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Trinity Center, Trinity County
96091
Progressive ranks highest (84.5); Travelers ranks lowest (0.2).
Read breakdownDouglas City, Trinity County
96024
Progressive ranks highest (85.7); Travelers ranks lowest (8.9).
Read breakdownWildwood, Shasta County
96076
Progressive ranks highest (73.5); Travelers ranks lowest (2.4).
Read breakdown