Plans disagree · Alturas, Modoc County · California ZIP 96154
Tesla Insurance and Safeco place Alturas ZIP 96154 very differently.
Tesla Insurance ranks highest (84.0); Safeco ranks lowest (29.0). The middle bodily-injury percentile is 44.1. Reviewed plans are 55.0 points apart. Collision splits more (72.9 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
44.1
Middle percentile across available plans.
BI plan spread
55.0
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
84.0
Within-plan percentile
Farmers
Farmers Auto
50.9
Within-plan percentile
Progressive
CA Select PPA
46.7
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Safeco
Private Passenger Auto
29.0
Within-plan percentile
State Farm
Private Passenger Auto
29.0
Within-plan percentile
Tesla Insurance ranks highest (82.0); State Farm ranks lowest (9.1). Collision spread is 72.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 44.1 | 55.0 pts | 84.0 | 29.0 | 41.5 | 50.9 | 46.7 | 29.0 |
| Property damage | 42.1 | 31.1 pts | 60.1 | 32.2 | 48.7 | 35.5 | 50.7 | 29.0 |
| Medical payments | 48.4 | 59.0 pts | 65.4 | 48.1 | 37.7 | 23.7 | 48.7 | 82.7 |
| Uninsured motorist BI | 43.1 | 21.0 pts | 43.1 | 35.3 | — | 56.2 | 46.5 | 37.9 |
| Uninsured motorist PD | 45.4 | 50.8 pts | 5.5 | 40.2 | — | 56.2 | 50.6 | — |
| Comprehensive | 43.1 | 49.2 pts | 52.6 | 45.2 | 35.6 | 41.1 | 14.0 | 63.1 |
| Collision | 37.8 | 72.9 pts | 82.0 | 21.3 | 64.1 | 24.9 | 50.6 | 9.1 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 72.9 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 21.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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96101
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Read breakdownCedarville, Modoc County
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Tesla Insurance ranks highest (46.1); Progressive ranks lowest (3.5).
Read breakdown