Plans disagree · Echo Lake, El Dorado County · California ZIP 96155
Tesla Insurance and State Farm place Echo Lake ZIP 96155 very differently.
Tesla Insurance ranks highest (84.0); State Farm ranks lowest (22.1). The middle bodily-injury percentile is 51.5. Reviewed plans are 61.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
51.5
Middle percentile across available plans.
BI plan spread
61.9
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
84.0
Within-plan percentile
Progressive
CA Select PPA
72.9
Within-plan percentile
Safeco
Private Passenger Auto
52.0
Within-plan percentile
Farmers
Farmers Auto
50.9
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
State Farm
Private Passenger Auto
22.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 51.5 | 61.9 pts | 84.0 | 52.0 | 30.0 | 50.9 | 72.9 | 22.1 |
| Property damage | 46.4 | 63.1 pts | 60.1 | 78.9 | 32.6 | 15.8 | 63.1 | 22.1 |
| Medical payments | 40.6 | 34.7 pts | 65.4 | 58.5 | 42.9 | 36.8 | 30.7 | 38.3 |
| Uninsured motorist BI | 72.8 | 34.6 pts | 43.1 | 74.5 | — | 77.7 | 72.8 | 68.3 |
| Uninsured motorist PD | 47.3 | 72.2 pts | 5.5 | 40.2 | — | 77.7 | 54.3 | — |
| Comprehensive | 50.0 | 62.1 pts | 52.6 | 53.0 | 47.4 | 41.1 | 18.7 | 80.8 |
| Collision | 46.8 | 50.2 pts | 82.0 | 39.3 | 31.8 | 34.6 | 54.3 | 59.8 |
Widest coverage spread
Uninsured motorist PD
Farmers and Tesla Insurance are 72.2 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 34.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Glencoe, Calaveras County
95232
Progressive ranks highest (84.5); State Farm ranks lowest (3.0).
Read breakdownSouth Lake Tahoe, El Dorado County
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Tesla Insurance ranks highest (84.0); Travelers ranks lowest (7.0).
Read breakdownTwin Bridges, El Dorado County
95735
Progressive ranks highest (78.4); Travelers ranks lowest (3.6).
Read breakdown