Plans disagree · Cima, San Bernardino County · California ZIP 92323
Tesla Insurance and State Farm place Cima ZIP 92323 very differently.
Tesla Insurance ranks highest (84.7); State Farm ranks lowest (22.1). The middle bodily-injury percentile is 63.2. Reviewed plans are 62.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
63.2
Middle percentile across available plans.
BI plan spread
62.7
Tesla Insurance to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
84.7
Within-plan percentile
Progressive
CA Select PPA
83.3
Within-plan percentile
Farmers
Farmers Auto
63.2
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
State Farm
Private Passenger Auto
22.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 63.2 | 62.7 pts | 84.7 | — | 41.5 | 63.2 | 83.3 | 22.1 |
| Property damage | 27.7 | 22.9 pts | 42.6 | — | 27.7 | 19.7 | 37.7 | 22.1 |
| Medical payments | 73.3 | 53.3 pts | 23.7 | — | 46.8 | 77.0 | 74.4 | 73.3 |
| Uninsured motorist BI | 50.1 | 38.8 pts | 50.6 | — | — | 43.9 | 82.7 | 49.5 |
| Uninsured motorist PD | 65.9 | 31.0 pts | 65.9 | — | — | 43.9 | 74.8 | — |
| Comprehensive | 72.0 | 64.8 pts | 34.0 | — | 72.0 | 43.6 | 98.8 | 96.5 |
| Collision | 66.2 | 67.0 pts | 7.9 | — | 71.1 | 66.2 | 74.8 | 55.2 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 67.0 percentile points apart.
Closest agreement
Property damage
Available plans are 22.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Adelanto, San Bernardino County
92301
Farmers ranks highest (93.1); Travelers ranks lowest (73.3).
Read breakdownAmboy, San Bernardino County
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Tesla Insurance ranks highest (83.6); State Farm ranks lowest (24.9).
Read breakdownAngelus Oaks, San Bernardino County
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Farmers ranks highest (80.5); Progressive ranks lowest (39.6).
Read breakdown