ZIP breakdowns

Plans disagree · Adelanto, San Bernardino County · California ZIP 92366

Travelers and State Farm place Adelanto ZIP 92366 very differently.

Travelers ranks highest (65.8); State Farm ranks lowest (4.7). The middle bodily-injury percentile is 48.4. Reviewed plans are 61.0 points apart. Collision splits more (71.7 points), with Progressive highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

48.4

Middle percentile across available plans.

BI plan spread

61.0

Travelers to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, State Farm lowest.

Travelers

Quantum Auto 2.0

Highest

65.8

Within-plan percentile

Filed factor0.805

Tesla Insurance

Tesla PPA

63.5

Within-plan percentile

Filed factor1.0732

Farmers

Farmers Auto

49.9

Within-plan percentile

Filed factor0.9515

Safeco

Private Passenger Auto

47.0

Within-plan percentile

Filed factor0.8639

Progressive

CA Select PPA

44.7

Within-plan percentile

Filed factor0.87

State Farm

Private Passenger Auto

Lowest

4.7

Within-plan percentile

Filed factor0.661

Progressive ranks highest (88.2); Tesla Insurance ranks lowest (16.5). Collision spread is 71.7 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92366 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury48.461.0 pts63.547.065.849.944.74.7
Property damage22.947.3 pts1.418.448.731.527.34.7
Medical payments52.946.8 pts30.259.454.477.046.251.4
Uninsured motorist BI66.148.6 pts75.876.628.144.766.1
Uninsured motorist PD70.060.2 pts69.770.328.188.2
Comprehensive60.059.5 pts66.431.553.540.091.077.5
Collision73.571.7 pts16.579.550.073.288.273.8

Widest coverage spread

Collision

Progressive and Tesla Insurance are 71.7 percentile points apart.

Closest agreement

Medical payments

Available plans are 46.8 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Adelanto, San Bernardino County ZIP 92366 Auto Insurance Factors | GoodDriver California