Compared ZIP · Gorman, Kern County · California ZIP 93243
In Gorman ZIP 93243, Safeco ranks highest and Tesla Insurance ranks lowest.
Safeco ranks highest (76.7); Tesla Insurance ranks lowest (39.7). The middle bodily-injury percentile is 55.4. Reviewed plans are 37.0 points apart. Collision splits more (64.0 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
55.4
Middle percentile across available plans.
BI plan spread
37.0
Safeco to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
76.7
Within-plan percentile
Progressive
CA Select PPA
56.9
Within-plan percentile
Farmers
Farmers Auto
55.9
Within-plan percentile
State Farm
Private Passenger Auto
54.9
Within-plan percentile
Travelers
Quantum Auto 2.0
52.9
Within-plan percentile
Tesla Insurance
Tesla PPA
39.7
Within-plan percentile
State Farm ranks highest (79.2); Travelers ranks lowest (15.2). Collision spread is 64.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 55.4 | 37.0 pts | 39.7 | 76.7 | 52.9 | 55.9 | 56.9 | 54.9 |
| Property damage | 45.2 | 24.1 pts | 47.4 | 36.9 | 30.8 | 46.8 | 43.6 | 54.9 |
| Medical payments | 34.5 | 66.2 pts | 23.0 | 75.6 | 46.8 | 9.8 | 9.4 | 46.0 |
| Uninsured motorist BI | 56.9 | 29.0 pts | 46.0 | 37.9 | — | 64.0 | 56.9 | 66.9 |
| Uninsured motorist PD | 49.5 | 45.4 pts | 35.1 | 30.7 | — | 64.0 | 76.1 | — |
| Comprehensive | 42.9 | 71.0 pts | 97.5 | 42.0 | 32.8 | 52.4 | 43.7 | 26.5 |
| Collision | 63.2 | 64.0 pts | 45.1 | 61.1 | 15.2 | 65.4 | 76.1 | 79.2 |
Widest coverage spread
Comprehensive
Tesla Insurance and State Farm are 71.0 percentile points apart.
Closest agreement
Property damage
Available plans are 24.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Bear Valley Spri, Kern County
93561
Safeco ranks highest (72.1); Farmers ranks lowest (7.4).
Read breakdownCollege Heights, Kern County
93305
Travelers ranks highest (75.3); Farmers ranks lowest (11.9).
Read breakdownBakersfield, Kern County
93306
Travelers ranks highest (70.9); Farmers ranks lowest (12.4).
Read breakdown