Broadly higher position · Lancaster, Los Angeles County · California ZIP 93534
Lancaster ZIP 93534 ranks near the higher end across plans.
Farmers ranks highest (93.0); State Farm ranks lowest (84.4). The middle bodily-injury percentile is 90.5. Reviewed plans are 8.6 points apart. Collision splits more (49.7 points), with Safeco highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
90.5
Middle percentile across available plans.
BI plan spread
8.6
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
93.0
Within-plan percentile
Safeco
Private Passenger Auto
92.5
Within-plan percentile
Tesla Insurance
Tesla PPA
90.6
Within-plan percentile
Progressive
CA Select PPA
90.3
Within-plan percentile
Travelers
Quantum Auto 2.0
89.2
Within-plan percentile
State Farm
Private Passenger Auto
84.4
Within-plan percentile
Safeco ranks highest (80.6); Farmers ranks lowest (31.0). Collision spread is 49.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 90.5 | 8.6 pts | 90.6 | 92.5 | 89.2 | 93.0 | 90.3 | 84.4 |
| Property damage | 66.3 | 45.9 pts | 43.2 | 62.8 | 69.7 | 89.2 | 57.4 | 84.4 |
| Medical payments | 82.5 | 39.7 pts | 99.6 | 81.7 | 83.3 | 59.9 | 80.0 | 87.1 |
| Uninsured motorist BI | 93.7 | 7.4 pts | 97.7 | 93.7 | — | 91.3 | 90.8 | 98.2 |
| Uninsured motorist PD | 72.1 | 35.2 pts | 65.0 | 79.1 | — | 91.3 | 56.1 | — |
| Comprehensive | 47.3 | 62.5 pts | 31.9 | 23.0 | 50.5 | 73.1 | 85.4 | 44.1 |
| Collision | 58.1 | 49.7 pts | 47.9 | 80.6 | 60.2 | 31.0 | 56.1 | 75.0 |
Widest coverage spread
Comprehensive
Progressive and Safeco are 62.5 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 7.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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