ZIP breakdowns

Plans disagree · Penryn, Placer County · California ZIP 95663

Travelers and Safeco place Penryn ZIP 95663 very differently.

Travelers ranks highest (58.1); Safeco ranks lowest (17.8). The middle bodily-injury percentile is 34.6. Reviewed plans are 40.3 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

34.6

Middle percentile across available plans.

BI plan spread

40.3

Travelers to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Safeco lowest.

Travelers

Quantum Auto 2.0

Highest

58.1

Within-plan percentile

Filed factor0.773

Farmers

Farmers Auto

36.8

Within-plan percentile

Filed factor0.9161

State Farm

Private Passenger Auto

36.4

Within-plan percentile

Filed factor0.799

Progressive

CA Select PPA

32.9

Within-plan percentile

Filed factor0.8004

Tesla Insurance

Tesla PPA

18.3

Within-plan percentile

Filed factor0.9156

Safeco

Private Passenger Auto

Lowest

17.8

Within-plan percentile

Filed factor0.786

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95663 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury34.640.3 pts18.317.858.136.832.936.4
Property damage35.922.3 pts30.035.935.945.623.336.4
Medical payments20.139.2 pts20.047.116.320.225.97.9
Uninsured motorist BI41.855.3 pts41.831.887.232.562.4
Uninsured motorist PD42.278.9 pts42.541.987.28.3
Comprehensive38.158.8 pts64.857.435.65.922.140.6
Collision14.134.1 pts40.711.521.216.78.36.6

Widest coverage spread

Uninsured motorist PD

Farmers and Progressive are 78.9 percentile points apart.

Closest agreement

Property damage

Available plans are 22.3 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Penryn, Placer County ZIP 95663 Auto Insurance Factors | GoodDriver California