Compared ZIP · Sheridan, Placer County · California ZIP 95681
In Sheridan ZIP 95681, Travelers ranks highest and State Farm ranks lowest.
Travelers ranks highest (58.1); State Farm ranks lowest (41.8). The middle bodily-injury percentile is 48.2. Reviewed plans are 16.3 points apart. Collision splits more (28.2 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
48.2
Middle percentile across available plans.
BI plan spread
16.3
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
50.9
Within-plan percentile
Farmers
Farmers Auto
49.9
Within-plan percentile
Safeco
Private Passenger Auto
46.5
Within-plan percentile
Tesla Insurance
Tesla PPA
41.9
Within-plan percentile
State Farm
Private Passenger Auto
41.8
Within-plan percentile
Farmers ranks highest (46.2); Tesla Insurance ranks lowest (18.0). Collision spread is 28.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 48.2 | 16.3 pts | 41.9 | 46.5 | 58.1 | 49.9 | 50.9 | 41.8 |
| Property damage | 41.1 | 26.8 pts | 30.0 | 40.5 | 42.1 | 37.9 | 56.8 | 41.8 |
| Medical payments | 39.0 | 41.5 pts | 45.8 | 19.0 | 37.7 | 40.3 | 20.8 | 60.4 |
| Uninsured motorist BI | 55.7 | 47.3 pts | 55.7 | 45.1 | — | 92.4 | 50.9 | 69.8 |
| Uninsured motorist PD | 48.4 | 66.5 pts | 45.0 | 51.9 | — | 92.4 | 25.8 | — |
| Comprehensive | 52.2 | 39.7 pts | 80.2 | 50.8 | 53.5 | 50.5 | 71.9 | 40.6 |
| Collision | 30.2 | 28.2 pts | 18.0 | 34.6 | 35.0 | 46.2 | 25.8 | 25.3 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 66.5 percentile points apart.
Closest agreement
Bodily injury
Available plans are 16.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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