Compared ZIP · Penn Valley, Nevada County · California ZIP 95946
In Penn Valley ZIP 95946, State Farm ranks highest and Farmers ranks lowest.
State Farm ranks highest (41.8); Farmers ranks lowest (8.2). The middle bodily-injury percentile is 29.0. Reviewed plans are 33.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
29.0
Middle percentile across available plans.
BI plan spread
33.6
State Farm to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
41.8
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
Safeco
Private Passenger Auto
21.1
Within-plan percentile
Progressive
CA Select PPA
18.8
Within-plan percentile
Farmers
Farmers Auto
8.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 29.0 | 33.6 pts | 36.9 | 21.1 | 41.5 | 8.2 | 18.8 | 41.8 |
| Property damage | 17.4 | 36.7 pts | 19.2 | 15.6 | 15.3 | 43.5 | 6.7 | 41.8 |
| Medical payments | 7.1 | 61.6 pts | 64.8 | 7.8 | 16.3 | 6.5 | 3.2 | 3.4 |
| Uninsured motorist BI | 29.7 | 58.7 pts | 56.6 | 18.6 | — | 29.7 | 18.8 | 77.3 |
| Uninsured motorist PD | 8.3 | 25.7 pts | 8.5 | 8.0 | — | 29.7 | 4.0 | — |
| Comprehensive | 61.9 | 71.3 pts | 85.8 | 50.8 | 81.4 | 14.5 | 41.2 | 73.0 |
| Collision | 4.9 | 17.1 pts | 11.8 | 5.9 | 2.4 | 3.4 | 4.0 | 19.4 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 71.3 percentile points apart.
Closest agreement
Collision
Available plans are 17.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Auburn, Placer County
95602
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Read breakdownGrass Valley, Nevada County
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Read breakdownRough and Ready, Nevada County
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Tesla Insurance ranks highest (69.1); State Farm ranks lowest (11.7).
Read breakdown